Born in Springfield , Missouri 1951, Kirk has enjoyed a long and successful career in the Savings and Loan business as well as the Financial and Insurance industry. Having spent time in Indonesia with the insurance and banking arm of AIG, Kirk has been a resident of Thailand since November 2003. Having helped develop Vernon Savings and Loan in Dallas , Texas , growing the institute from US$2,000,000 to US$ 2,000,000,000 in a two year period, Kirk possesses the needed experience and expertise to assure HIMT success. Kirk has also enjoyed a long lasting relationship with the Million Dollar Round Table and The Top of The Table, having been a key note speaker at local, regional and national forums. Kirk was also instrumental in the development of financial planning software and the sale and marketing of it worldwide. An avid golfer, Kirk has fallen in love with the people, the culture and the geology of Thailand .